
In order to obtain the cheapest interest rates available for you in CHELSEA from our mortgage brokers services, we invite you to fill in a simple form on this page and click on the button. Please enter your full name and address plus UK postal code and contact telephone numbers. Please also provide the value of your existing property and the size of the loan you require. There is a space for you to enter an email address and any further comments about the amount owing on your existing property and the price of a property/car/caravan/boat/etc, you wish to purchase. Our courteous and professional mortgage broker staff will contact you about your financial requirements whatever your circumstances in complete confidence. |
|||||||||||||||||||||||
|
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR
HOME MAY BE REPOSSESSED IF |
|
CHELSEA
Mortgage Brokers - Commercial Mortgages - Remortgages - General Loans - Right to Buy - Buy
to Let |
|
MORTGAGE
BROKERS A mortgage broker should know of loan sources and the particular properties and type of borrower they favour. He relies on commission from lenders, and is not entitled to charge you, the borrower, a fee if he does not arrange a loan for you. A person does not need formal qualifications to be allowed to set up in business as a mortgage broker. But all mortgage brokers must hold a licence issued by the Office of Fair Trading under the Consumer Credit Act. CHELSEA REMORTGAGE This is where a borrower currently has a mortgage outstanding and changes lenders, this is done to obtain improved terms or rate of interest offered than that of the existing lender. When remortgaging a borrower may also increase the amount of borrowing for home improvements or additional capital raising, subject to the new lenders terms and conditions. When contemplating a remortgage a borrower should in the first instance establish if there are any redemption penalties on the existing mortgage. CHELSEA POOR CREDIT REMORTGAGES Adverse Credit remortgages, bad credit remortgages and poor credit remortgages are terms used to describe a borrower who has had previous credit problems such as arrears or a default on a mortgage or loan. The poor credit problems may also have resulted in county court judgement(s) or bankruptcy. There are specialist mortgage brokers like TMG who will consider cases where a remortgage is not offered by the mainstream mortgage lenders due to previous adverse credit history. |